i thought this title was a clever take on how effective little adjustments in my monthly budget have been to bringing fiscal sanity to the Sung household (but i hope it's not too grisly a reminder of that old Chinese form of torture/execution, "Death by One Thousand Cuts"...) While there were some large "windfalls" that helped to take a huge chunk out of our debt snowball since May, the most significant points of progress has been in little things like packing lunches for myself and the kids, controlling grocery costs thanks to plans like the ones offered by <a href="http://www.MealTimeMakeover.com">MealTimeMakeover.com</a>, and plugging up little dollar leaks in previously "insignificant" areas like kids' haircuts, eating out, even Starbucks and snack money. As mentioned previously, lots of monthly savings are forthcoming with the switch in car and life insurance policies, and that makes it all look like we'll be attacking the last of our four big debts within the next month or so! If we manage to keep up this pace, it's very possible that by this time next year we'll be able to post a video of the Sung family screaming "WE'RE DEBT FREEEEEEE!!"
Wouldn't it be nice for once to start living in a way that breaks free of the old "starving artist" adage? i'm slowly learning what it means to curb my appetite for expensive toys and impulse items (no "Halo 3 XBox 360 for me, thank you very much...), and concurrently finding creative ways to be content with whatever's on hand (my 3 year old Samsung i730 Pocket PC phone still works just fine as an iPhone "don't-need-it-now" device! Oh, and the joys of discovering my <a href="http://iii.camden.lib.nj.us/search~S8">local library</a>!)
Yep...that <a href="http://daveramsey.com">crazy man on the radio</a> is making me do strange things...and the scary thing is that it all seems to be working so far!
Hugh Sung www.hughsung.com http://hughsung.com www.hughsung.com/blog http://hughsung.com Hugh Sung www.hughsung.com http://hughsung.com www.hughsung.com/blog http://hughsung.com/blog
Hugh Sung www.hughsung.com http://hughsung.com www.hughsung.com/blog http://hughsung.com Hugh Sung www.hughsung.com http://hughsung.com www.hughsung.com/blog http://hughsung.com/blog
Hugh Sung
Hugh Sung
Hugh Sung
Hugh Sung
Hugh Sung
Hugh Sung
No comments:
Post a Comment